We are seeking a Lead Credit Risk Strategist focused on the acquisition space. You will analyze customer characteristics, identify risk differentiators, and recommend underwriting strategies that meet our risk and return goals and you will build the AI-enabled tooling that lets a small team run that strategy at scale.
Work with the leadership team to develop and refine credit risk strategy for new and existing lending products.
Identify risk drivers and recommend policy changes that balance risk and growth.
Partner with Data Science to build, test and monitor credit risk and decision models.
Perform portfolio analysis to monitor credit performance, emerging trends, and opportunities to expand or tighten strategy.
Past experience in growing a lending business and hands on experience in credit strategy is required.
Ability and experience in writing credit memos and credit decision and strategy documentation.
Experience applying AI or LLM tools to improve analytical workflows, operational processes, or decision support.
Advanced SQL and Python/R, with Looker/Tableau/Hex or similar; familiarity with statistical modeling and A/B testing.
Experience: Senior-level · 5+ years
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